Dhani Personal Loan Apply Online: If you are looking for a quick and hassle-free way to get a personal loan, Dhani personal loan could be the perfect option for you. Dhani is a digital platform that allows you to apply for a personal loan online, without having to go through the tedious process of visiting a bank or filling out lengthy forms. In this article, we will take a closer look at Dhani personal loan and everything you need to know about applying for one online.
What is Dhani Personal Loan?
Dhani personal loan is a type of unsecured loan that you can apply for online through the Dhani app or website. The loan can be used for any purpose, whether it’s to fund your wedding, pay for a medical emergency, or plan a vacation. The loan amount can range from as little as Rs. 1,000 to as much as Rs. 15 lakhs, with repayment periods ranging from 3 months to 36 months.
How to Apply for Dhani Personal Loan Online
The process of applying for a Dhani personal loan online is quick and straightforward. Here are the steps to follow:
Step 1: Download the Dhani App
The first step is to download the Dhani app from the App Store or Google Play Store. Once you have downloaded the app, you can create an account by entering your name, mobile number, and email address.
Step 2: Fill in Your Personal Details
After creating an account, you will need to fill in your personal details, including your PAN number, Aadhaar number, and date of birth. You will also need to provide your employment details, including your current employer and monthly income.
Step 3: Apply for a Loan
Once you have provided your personal details, you can apply for a loan by selecting the loan amount and repayment period. Dhani will then assess your application and let you know if you are eligible for a loan and the amount you can borrow.
Step 4: Submit Your Documents
If you are eligible for a loan, you will need to submit your documents online, including your PAN card, Aadhaar card, and bank statements.
Step 5: Receive Your Loan
Once your application and documents have been verified, you will receive your loan amount directly to your bank account within 24 hours.
Eligibility Criteria for Dhani Personal Loan
To be eligible for a Dhani personal loan, you must meet the following criteria:
- You must be an Indian citizen
- You must be between 21 and 60 years of age
- You must have a minimum monthly income of Rs. 15,000
- You must have a good credit score
Benefits of Dhani Personal Loan
There are several benefits of applying for a Dhani personal loan online, including:
- Quick and hassle-free application process
- No collateral required
- Loan amount can range from Rs. 1,000 to Rs. 15 lakhs
- Repayment period can range from 3 months to 36 months
- Low-interest rates
- Money is disbursed directly to your bank account within 24 hours
Frequently Asked Questions
- What is the interest rate for Dhani personal loan? Ans: The interest rate for Dhani personal loan varies depending on the loan amount and repayment period. The interest rate can range from 13.99% to 20%.
- Can I apply for a Dhani personal loan if I have a low credit score? Ans: No, you must have a good credit score to be eligible for a Dhani personal loan.
- How long does it take to receive the loan amount? Ans: The loan amount is disbursed directly to